Deadline to apply for free foreclosure case reviews is Monday




















Florida residents who believe they suffered from shoddy foreclosure practices have through Monday to apply for a free case review that could net them up to $125,000 if wrongdoing is found.

The program, which is overseen by the Office of the Comptroller of the Currency, began in November 2011 with an estimated 4 million eligibility letters mailed nationwide.

As of late September, just 3.8 percent of Floridians who were sent letters about their eligibility for the review have applied.





Cases are eligible for review if the foreclosure was on a primary residence in some stage of foreclosure during 2009 and 2010. The foreclosure had to have been handled by one of 24 banks or mortgage servicers named in consent orders crafted in response to findings of foreclosure deficiencies. The affected servicers can be found at independentforeclosurereview.com.

Problems contacting borrowers who may have been evicted from foreclosed homes, as well as borrower fatigue in applying for aid programs probably contributed to the limited response, some foreclosure defense attorneys said.

“A lot of these homeowners have been promised a lot of things in the past that were never fulfilled,” said attorney Ron Kaniuk, of Sachs Sax Caplan in Boca Raton. “It’s the law of diminishing returns. Once you are disappointed a few times, you stop filling stuff out.”

The Independent Foreclosure Review is separate from the $25 billion attorneys general settlement reached in February.

Nationwide, the return rate of borrowers responding to eligibility letters was about 5.3 percent through Sept. 27. Since then, an additional 121,677 borrowers have applied nationwide, said Bryan Hubbard, a spokesman for the Office of the Comptroller of the Currency.

The original deadline to apply for the review was April 30. It was pushed back to July 31 and then Dec. 31.

Reviewers are looking for several problems including failure to put a homeowner on a permanent loan modification after he or she successfully completed a trial period, foreclosing on a borrower while he or she was current on payments under a loan modification, and not providing a borrower with proper notification during a foreclosure.

Remediation to borrowers can include credit fixes, reimbursement of improperly charged fees, and lump-sum payments of between $500 and $125,000.

For more information about the Independent Foreclosure Review, call 1-888-952-9105.





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Outdoorsy fun for the New Year’s holiday




















So, as Miss Ella once sang, What Are You Doing New Year’s Eve?

Many of you, of course, will ring in 2013 with champagne and dancing at one of the clubs in Miami Beach or downtown Miami — and many of these same people will wake up with a hangover Tuesday only to wonder why they spent $2,000 to be in the same space as R&B/hip-hop act Drake and a DJ at the Fontainebleau or depressed that they spent $1,500 for a VIP table at the Catalina’s Studio 54 party to hear ’70s disco when they could have played Donna, Gloria and the Village People at any old time on iTunes for a few houseguests.

Clubbing not your thing? Good thing you live in South Florida, where going outside generally makes sense at this time of year. Here are some suggestions for activities, with an accent on the great outdoors and even a little fitness thrown in for good measure.





King Mango Strut

The annual spoof of the Orange Bowl Parade — or whatever some politician wants to call it now, as in ‘La Gran Naranja’ — has been “putting the ‘nut’ back in ‘Coconut Grove’ since 1981,” its ads tout. This time around, being an election year should provide plenty of fodder, and not just the silliness going on in West Kendall and Brickell, where some people are still waiting to cast a vote in the presidential race. (Obama won, go home.) The snarky parade pokes good-natured fun at the people and things behind the events that made the news snap during the year. This year’s grand marshal will be Clint Eastwood’s chair, fresh from the Republican National Convention.

This year’s parade takes place at 2 p.m. Sunday in downtown Coconut Grove on the corner of Commodore Plaza and Main Highway. The wacky participants turn left onto Main Highway and then left onto Grand Avenue at CocoWalk. Get comfy along the street and prepare to giggle. Call the Mango Hotline at 305-582-0955 for information.

The orange rises

You can go traditional and watch the ball rise in downtown Miami at the Bayfront Park Amphitheater New Year’s shindig, La Gran Naranja. The free event features music and the midnight countdown for the climb of the Big Orange along the side of the Hotel InterContinental, followed by fireworks. Be there at 301 N. Biscayne Blvd. Call 305-358-7550.

Just want the fireworks part? Miami Beach’s New Year’s Eve Party offers a free fireworks celebration at midnight on the beach near Ocean Drive and Eighth Street, if you can tear yourself away from Carl Cox at Mansion and Calvin Harris at Liv. Call 305-673-7400.

Bike It

Shark Valley, on the Tamiami Trail about 35 miles into the Everglades, is a real South Florida experience. Cycle amid gators — and we’re not talking the University of Florida variety. Alligators, wading birds and turtles frolic freely in the greenery along the 15-mile round-trip bike path. A multilevel observation at the midpoint offers a nice break spot for a boxed lunch or photo ops. There are no shortcuts, but you can opt for a tram tour. Call 305-221-8776.

Other leisurely bike rides around town include the shaded 13 or so miles of the Old Cutler Trail in South Miami, and you can pop over to Pinecrest Gardens for the Sunday Green Market, one of South Florida’s best farmers markets. North Dade residents aren’t too far from the restored Hollywood Beach Broadwalk for some nice ocean views while cycling or strolling.





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Ouch, Charlie! YouTube Sensation Kids Talk Christmas Toys






The infamous “Charlie Bit My Finger” video has surpassed half a billion views on YouTube — not bad for a 56-second clip of a one-year-old kid biting his older brother’s finger.


Charlie and Harry, now six and eight, returned to the web earlier this year with a new series through Viral Studios. The mini-episodes focus on the boys and their younger brother, Jasper, as they talk about toys, viral videos and — of course — biting things.






[More from Mashable: 8 Festive Christmas Tumblrs, Presented by Santa Dogs]


Mashable sat down for a Skype interview with the three boys last week. Unfortunately, the Internet connection wasn’t the greatest — Harry twice referred to me as a “man made out of boxes” because of the spotty video quality — but they were still able to talk about what toys they were most excited about this holiday season. Check ‘em out below:


[More from Mashable: Now and Then: 10 Awesome Past and Present Pics]


Charlie’s Pick: Playmobil Large Pirate Ship


Price: $ 95.50


Image courtesy of Playmobil


Harry’s Pick: Thomas & Friends Take-n-Play The Great Quarry Climb


Price: $ 19.99


Image courtesy of Fisher-Price


Jasper’s Pick: Turbo Snake Remote Control


Price: £38.45 (only available in the U.K.)


Image courtesy of Amazon


You can catch all the episodes on the “Charlie Bit Me!” series on their YouTube page. Which toys or gadgets did you score this year? Tell us below.


BONUS: 10 Gifts for People You Hate


1. 50 Used Toilet Paper Rolls


Price: $ 19.99 Mother Earth appreciates a little holiday upcycling. Your mother-in-law, on the other hand, may not. Cheaper DIY alternative: Your own toilet paper rolls.


Click here to view this gallery.


Image courtesy of Viral Studios


This story originally published on Mashable here.


Tech News Headlines – Yahoo! News





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Ryan Murphy Adopts Son

Ryan Murphy had a very merry announcement this holiday season: he's a father!

According to E! News, Murphy and partner David Miller welcomed a son into their family recently, with the couple announcing their new addition on Christmas Eve to friends and family via email.


RELATED - Ryan Murphy Named One of 2012's Most Important Celebrities

The announcement revealed the boy, named Logan Phineas Miller Murphy, was born December 24, 2012 9:47 a.m.

Earlier this year, Murphy opened up to Vogue about his desire to become a father. "I thought if I don't do this ... I'm 46 ... I will really, really regret it," he said, adding, "I want the kid to be bold."

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Small fire reported at WTC site

FDNY crews have responded to a report of a small fire at the World Trade Center site.

The report of a fire in a tool shed came in at about 11:30 a.m. today.

An FDNY spokesman said firefighters were still on the scene, but it appeared the fire didn't spread far.

There were no reports of injuries.




@FDNYIncidents via Twitter




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Miami Dade College to launch a Social Entrepreneurship Academy




















Miami Dade College is launching a Social Entrepreneurship Academy, which aims to teach people about how to start a socially entrepreneurial business, how to market a “green” business and how to embrace a lifestyle that values sustainability and social responsibility, among other offerings.

Future non-credit classes will also include topics such as Socially Responsible Investing, Affordable Housing Development and Tactical Urbanism. In addition to the courses, which will cost $235, the academy will offer networking opportunities, mentorship, a business plan contest and internship opportunities, MDC said.

An Open House will take place at 6 p.m. Monday, Jan. 7 at the InterAmerican Campus, 627 SW 27th Ave., Room 401, where prospective students can meet instructors and learn more about the program. For more information about the classes, contact Karina Johnson at 305-237-6587 or kjohnso6@mdc.edu. For information about the academy, call Corinna Moebius at 786-564-2662.





Nancy Dahlberg





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Ronald Poppo, victim of causeway attack, finds peace but not healing in special care




















When Ronald Poppo was a kid in the 1950s and ’60s, a family Christmas in Brooklyn meant wind-up model trains circling the tree, Italian dinners of lasagna and stuffed squid, and, because Dec. 25 was also his father’s birthday, ricotta-filled cassata cake.

There was always music, because the Poppos have musical talent. Ronnie, as his older sister and two older brothers called him, played the violin as a child and guitar as a teenager.

And there was church, Christmas Eve and Christmas Day, as their mother was a devout Baptist.





An aunt brought Christmas presents, recalled Ronald’s sister, Antoinette Poppo, who still lives in New York.

“We were poor, but we didn’t know we were poor,’’ she said.

It’s hard to say when Ronald Poppo last enjoyed childhood Christmas memories, had a merry — or even comfortable — Christmas. After vanishing from the family in the early 1970s, he encamped on the gritty streets of Miami, an inebriated vagrant drifting ever further from the mainstream.

His last known home was the concrete stairwell of a tourist-attraction parking garage.

He surfaced again May 26 as the hapless victim in one of South Florida’s most sensational, blood-drenched crimes. That day, a naked, crazed, 31-year-old Rudy Eugene attacked 65-year-old Poppo on the MacArthur Causeway, stripping away his clothes then gnawing on Poppo’s face, leaving him mutilated and blind.

Police shot and killed Eugene about 18 minutes into the assault.

Through news of the event, Poppo’s stunned siblings learned he’d been alive all along, and people from his past began to emerge with snippets of information about his life before he disappeared onto the streets.

Following intensive medical treatment at Jackson Memorial Hospital, Poppo moved to Jackson Memorial Perdue Medical Center, an 11-acre, 163-bed nursing home/rehab facility in South Miami-Dade, its halls now cheerily decked with holiday decorations.

He has refused all interview requests since the incident, and apart from allowing doctors to hold a news conference in June, he hasn’t authorized his treating physicians to talk about his medical condition.

Jackson officials closely guard his privacy.

Photos displayed at the June news conference showed Poppo’s face as a mass of clots and raw tissue, his eye sockets hidden under flaps of skin, his nose gone, his cheeks and forehead partially so. Doctors had to remove one mangled eyeball but at the time hoped to save the other, and at least some sight.

They weren’t able to.

His sister says that when they talk, brother Ronnie doesn’t mention the attack, the past, or how he spends his time. But he did recently say that he likes his accommodations and the people who care for him.

“He says they take him outside and walk him around the place,’’ Antoinette Poppo said. “He’s glad to be there. ... He doesn’t really talk much at all. He says, ‘Take care of yourself.’ It’s so sad he can’t see, and has to depend on other people.’’

He told her that “his face hasn’t healed yet,’’ but that he doesn’t want more surgery because “it’s going to hurt.’’

If so inclined, Poppo could have participated in all sorts of Christmas festivities at Perdue, where well-wishers from The Cocoplum and Cutler Ridge Women’s Clubs, the Soroptimist Club of Coral Gables, the Grupo de Kendall, Bethel Baptist Church, and the Teddy Bear Club brought gifts for residents including shampoo, batteries, home-made goodies — and teddy bears.





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China may require real name registration for internet access






BEIJING (Reuters) – China may require internet users to register with their real names when signing up to network providers, state media said on Tuesday, extending a policy already in force with microblogs in a bid to curb what officials call rumors and vulgarity.


A law being discussed this week would mean people would have to present their government-issued identity cards when signing contracts for fixed line and mobile internet access, state-run newspapers said.






“The law should escort the development of the internet to protect people’s interest,” Communist Party mouthpiece the People’s Daily said in a front page commentary, echoing similar calls carried in state media over the past week.


“Only that way can our internet be healthier, more cultured and safer.”


Many users say the restrictions are clearly aimed at further muzzling the often scathing, raucous – and perhaps most significantly, anonymous – online chatter in a country where the Internet offers a rare opportunity for open debate.


It could also prevent people from exposing corruption online if they fear retribution from officials, said some users.


It was unclear how the rules would be different from existing regulations as state media has provided only vague details and in practice customers have long had to present identity papers when signing contracts with internet providers.


Earlier this year, the government began forcing users of Sina Corp’s wildly successful Weibo microblogging platform to register their real names.


The government says such a system is needed to prevent people making malicious and anonymous accusations online and that many other countries already have such rules.


“It would also be the biggest step backwards since 1989,” wrote one indignant Weibo user, in apparent reference to the 1989 pro-democracy protests bloodily suppressed by the army.


Chinese internet users have long had to cope with extensive censorship, especially over politically sensitive topics like human rights, and popular foreign sites Facebook, Twitter and Google-owned YouTube are blocked.


Despite periodic calls for political reform, the ruling Communist Party has shown no sign of loosening its grip on power and brooks no dissent to its authority.


(Reporting by Ben Blanchard and Huang Yan; Editing by Michael Perry)


Tech News Headlines – Yahoo! News





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Jessica Simpson Pregnant With Second Child

After weeks of speculation, Jessica Simpson has confirmed that she is pregnant with her second child!


PHOTO - Does Jessica Look Pregnant?

This morning she Tweeted, "Merry Christmas from my family to yours," along with a photo of daughter Maxwell sitting above a message written in the sand. It read: "Big Sis."


VIDEO - Jessica on Reaching 50 Pound Weight Loss Goal

Simpson, who gave birth to Maxwell on May 1, has been spotted wearing lots of loose clothing in recent weeks as rumors swirled that she was pregnant again.

This will be the second child for Simpson and her fiance, Eric Johnson.

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Upstate NY madman left chilling suicide note before torching town and luring firefighters to death








William H. Spengler Jr.A house burns after Spengler set fire to it.

William H. Spengler Jr.



A homicidal maniac -- bent to “do what I like doing best: killing people" -- left a chilling suicide note before torching his neighborhood and murdering two firefighters, police said today.

Ex-con William Spengler Jr., a loser mama’s boy who once spent 17 years in prison for beating his grandmother to death, penned a murderous three-page missive, telling the world why he turned a quiet lakeside neighborhood into hell on earth.

“I still have to see how much of the neighborhood I can burn down and do what I like doing best: killing people,” Spengler wrote his suicide note, made public by police.




Spengler, 62, set his home -- in the tight-knit, upstate town of Webster, just outside Rochester -- ablaze early yesterday morning to lure volunteer firefighters to the scene. The gutless killer then methodically shot four of those fireman, two fatally, before blowing his brains out.

"There was no motive in the note...there were some ramblings in there, said Webster Police Chief Gerald Pickering told reporters this morning. “There was intelligence information that we obtained that our investigators need to follow up on. It spoke mainly that he intended to burn his neighborhood down and kill as many people as possible."

Four whiskey bottles, filled with gasoline, were found unspent against his house, law enforcement sources told WHEC-TV.

UPSTATE MADMAN SETS BLAZE TO LURE FIREFIGHTERS TO DEATH

Spengler ignited his deadly blaze with a flare gun that was recovered at the scene, the local NBC affiliate reported.

The sadistic killer was found with a Smith & Wesson .38 caliber revolver, Mossman 12-gauge shotgun and a Bushman semi-automatic AR-15 rifle with 30-shot magazine, police said. Crazed gunman Adam Lanza used the same make of Bushman rifle in the tragic Newtown, CT shooting earlier this month.

As a convicted felon, Spengler had no legal right to possess guns so cops want to trace those weapons.

William H. Spengler Jr.A house burns after Spengler set fire to it.

REUTERS

A house burns after Spengler set fire to it.



Police are exploring connections Spengler and his late mom, Arline, had to the West Webster Fire Department, officials said.

Spengler first torched his family’s home on Lake Road, where Irondequoit Bay meets Lake Ontario, at around 5:45 a.m. — then lay in wait for his unsuspecting prey.

Crouched like a sniper and armed with a rifle and a handgun, Spengler targeted responding firefighters from behind an earthen berm that gave him a clear shot, said Pickering.

“He took a position of cover to be a sniper to shoot the first responders . . . It does appear it was a trap that was set,’’ a grim-faced Pickering said.

It’s unclear why Spengler targeted the men, although he was having personal problems.

He lived with a sister he hated, neighbors said, in the same house where he had fatally bludgeoned his 92-year-old grandmother with a hammer in 1980.

The sister, Cheryl, 67, is missing, and cops, fearing the worst, will search the house for her remains.

"This sister is the only one who is unaccounted for and we're chasing down leads trying to locate her. As time goes down and we don't locate her, just like any criminal investigation would lend itself to perhaps foul play had occurred with the sister,” Pickering said.

Spengler’s beloved mother, Arline died in October. In her obituary, donations were directed to the “West Webster Firemen’s Association (Ambulance Fund).’’ It wasn’t immediately clear why.

"As far as motive, all kinds of speculation, and truthfully, we do not know. They're trying to draw a nexus, I know, between the donations of the mother to the fire department. There could be a nexus to 33 years ago when Webster police arrested him for murdering his grandmother,” Pickering said.

“We are aware of it and trying to figure out the connection,” said a source with the sheriff’s office.

One of Spengler’s victims yesterday, 43-year-old Michael Chiapperini, was a volunteer with the West Webster Fire District and a lieutenant in the town’s police department, where he also served as a media liaison.

The selfless Chiapperini, who spent 20 years as cop, had spent time in Suffolk County last month, volunteering for Hurricane Sandy cleanup duty, officials said.

He had just been named a local “Firefighter of the Year.”

He is survived by his wife, two daughters and a son who also worked with the volunteer fire department.

The other man killed was volunteer Tomasz Kaczowka, a 19-year-old 911 dispatcher and a community-college student with dreams of becoming a full-time firefighter.

“These people get up in the middle of the night to fight fires,” said Chief Pickering, choking back tears. “They don’t expect to be shot and killed.”

Two more volunteer firefighters, Joseph Hofstetter and Theodore Scardino, were wounded by bullets. A cop suffered injuries from shrapnel. All three were expected to survive.

Hofstetter, who also works full time for the Rochester Fire Department, was hit in the pelvis and the bullet lodged in his spine. Scardino was hit in the chest and knee.

The firefighters had to fall back after shots were first fired, allowing flames from Spengler’s home to spread to neighboring houses.

Spengler then traded shots with officers who arrived with an armored truck they used to remove the injured, as well as people living nearby.

He was chased on foot from his perch, then killed himself before he could be subdued, cops said.

Four houses burned to the ground and four more were damaged by the time the blaze was brought under control.

Dozens of people had to be evacuated from the smoldering area on Christmas Eve.

During the gunfight, emergency radio communications captured someone frantically saying he “could see the muzzle flash coming at [him],” as Spengler fired.

The audio, posted on the Web site RadioReference.com, also had someone reporting, “Firefighters are down!” and saying, “Got to be rifle or shotgun — high-powered . . . semi or fully auto.”

It would have been illegal for Spengler, as a convicted felon, to possess any firearm at all.

Sheriff Patrick O’Flynn said he couldn’t help thinking about the school massacre in Newtown, Conn., and other mass shootings in recent years.

“It’s sad to see this is becoming more commonplace . . . across the nation,” O’Flynn said.

At West Webster Fire Station 1, there were 20 bouquets on a bench in front. Another bouquet had roses with three gold-and-white ribbons saying, “May they rest in peace,” “In the line of duty,” and, “In memory of our fallen brothers.”

Gov. Cuomo asked New Yorkers to pray for the firefighters’ families, victimized by this “senseless act of violence.”

Last December, a 15-year-old boy doused his home in Webster with gasoline and set it ablaze, killing his father and two brothers, ages 12 and 16.










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